Terry Bork
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  • May 8, 2018
    Current retirees are healthier, wealthier, and living longer than any previous generation. This fact has been recently confirmed in a study by United Income titled “The State of Retirees-How Longer Lives Have Changed Retirement.
  • March 5, 2018
    In retirement, assets, which are in a lump sum, need to be turned into a cash flow stream sufficient to fund your desired lifestyle for life. This withdrawal rate is the source of the biggest concern to everyone in retirement. No matter the level of financial resources, there is always the fear of running out of money.
  • February 19, 2018
    As I wrote last time, in your grandfather’s day, funding for retirement was provided by the “3 legged stool”: Social Security, the Company Pension Plan and Personal Savings. Today, company pension plans are all but extinct and Social Security covers less of the cost of retirement than in the past, leaving personal
    savings to shoulder the load. There are choices when it comes to personal savings, and the burden is on each individual to choose the personal saving method that best fits their needs.
  • February 12, 2018
    The modern road to retirement has changed dramatically. Everyone is now responsible for defining and funding their own retirement and it’s no secret that many are reaching retirement age unprepared and alarmingly underfunded.

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